Product Guide Product Guide Lending Criteria New Buy to Let calculator > Buy to Let Purchase and Remortgage No longer a limit on the number of properties held in the total portfolio No loan to income limit – affordability assessed on rental income only No credit scoring 80% Maximum LTV Rental cover from 125% - assessment rate from 4.5% on 5 year fixed Maximum age at loan term now 85 Try us for: Accidental landlords and first time landlords Clients with minor credit impairments Remortgages including debt consolidation Product Guide Lending Criteria